PayPal

PayPal is the online payments account used by people and businesses everywhere. Link your bank account or cards, then send money to friends, pay at millions of online stores, and get paid for goods and services — without sharing your financial details.

Key Features

• Send money: pay anyone with just an email address or phone number.
• Pay online: check out at millions of stores without entering card details.
• Get paid: request payments and accept money for goods and services.
• Business tools: invoicing, payment links and a merchant account for sellers.
• Security: your financial info stays private with buyer and seller protection.
• International: send and receive money across borders in many currencies.
• App and web: manage everything from your phone or browser.

Pricing

• Personal account: free to open and use — no monthly fee, no minimums.
• Getting paid: sellers pay a small per-transaction fee (about 2.99% + a fixed fee in the US).
• International: small currency conversion and cross-border fees apply.

Getting Started

Go to paypal.com, create a free account, link your bank or card and send your first payment — it takes minutes.